WE ARE AN EQUAL HOUSING LENDER, offering a range of services including downpayment assistance, manufactured home financing, and veterans home loans.
Turn a Fixer-Upper Into Your First Home
With an FHA 203(k) Loan, You Can Buy and Renovate a Home—All In One Affordable Mortgage
What’s an FHA 203(k) Loan?
An FHA 203(k) loan, backed by the Federal Housing Administration, allows you to purchase a home that needs repairs or upgrades and roll both the purchase price and renovation costs into a single loan. This streamlined process is particularly beneficial for first-time buyers looking to transform an older or undervalued property into the home they’ve been dreaming of.
Why FHA 203(k) Works for First-Time Buyers
One loan, one payment – finance purchase and renovations together with our personalized mortgage services.
Low down payment – as little as 3.5%, making it accessible for many.
Flexible credit guidelines – open to buyers who don’t have perfect credit, making it an excellent choice for those seeking mortgage advice.
Add value instantly – build equity through smart improvements that enhance your home.
You’re Supported Every Step
Home renovations can feel overwhelming, but you won’t face them alone. Our home loan specialists guide you through the loan process, help you understand renovation requirements, and ensure everything stays on track from offer to closing. Plus, if you're considering HELOC services or refinance options, we can assist you with that as well.
Ready to create the home you want? Check what you qualify for today—it’s simple and obligation-free.
Why An FHA 203K Loan
The main benefit of these loans is that they give you the ability to buy a home in need of repairs that you might not otherwise have been able to afford to buy. Plus, the down payment requirements are minimal, and often you may be able to receive a favorable interest rate.