WE ARE AN EQUAL HOUSING LENDER
A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $766,550 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $1,149,825. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.
We’re here to make the jumbo home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Jumbo Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
The Jumbo Loan Process
Here’s how our home loan process works:
There are many benefits to jumbo loans. One of the biggest benefits is that financing options are available up to $3,000,000. This may provide convenience to many borrowers.
WKirk Mortgage Group - Alabama and Ohio Licensed
Werdell Kirk, NMLS #1154446
WE ARE AN EQUAL HOUSING LENDER
Copyright © 2024 WKirk Mortgage Group - All Rights Reserved.
NEXA Mortgage, LLC
3100 W. Ray Road, Ste. 201, Office #209
Chandler, AZ 85226
Corporate NMLS #1660690
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This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
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